Fraud never stops; it constantly reinvents itself. From device resets and GPS spoofing to behavioral mimicry and synthetic identities, bad actors are evolving faster than ever. Modern fraud prevention goes beyond technology, encompassing product design, policy, and user experience. This panel brings together fraud strategy and enforcement leaders to explore how platforms are advancing their defenses by focusing not just on who is returning, but how. Through real-world investigations and detection frameworks, the discussion reveals how modern signals like location behavior and device intelligence help identify repeat fraud that traditional rules miss. Key takeaways include detecting reoffenders after resets and spoofing, insights from investigations into seller abuse and identity evasion, operationalizing new signals to outpace attackers, and the importance of adaptable, privacy-conscious detection strategies to preserve user trust.

In today’s fast-moving digital economy, marketplaces increasingly find themselves navigating regulatory gray zones— areas where laws haven’t caught up with innovation. From questionable product claims to conflicting regional rules, vendors often push the limits while platforms are left to enforce evolving, unclear standards. Add AI to the mix, as both a tool for moderation and as a vector for misinformation, and the challenge deepens.

This session will explore the transformative implications of the GENIUS Act on the stablecoin ecosystem and its ripple effects on digital marketplaces. Delving into the regulatory framework, the discussion will address how the Act shapes stablecoin adoption, compliance, and innovation. Experts will unpack the opportunities and challenges for marketplaces, from enhanced transaction efficiency and global reach to navigating legal and operational complexities. Join us to understand how businesses can leverage stablecoins to unlock new growth avenues while staying compliant in a rapidly evolving regulatory landscape. We may also explore other digital payment systems which provide opportunities for the unbanked and underserved by traditional lending services.