Professional lighting, no awkward poses. Level up your profile with a complimentary headshot session.

The Artificial intelligence (AI) revolution is reshaping the Payments industry, and empowering marketplaces to enhance their operations and security measures. With 60% of companies adopting AI-driven solutions and integration projected to grow at a compound annual growth rate (CAGR) of 42% over five years, understanding AI fundamentals is crucial for onboarding and payments professionals. This session covers: - AI's rapid emergence and the pivotal role of data in driving innovation within Payments, which can be used for delivering secure, inclusive customer experiences in a rapidly changing risk landscape. - How advanced machine learning is transforming the industry by analyzing vast datasets, identifying patterns and adapting to new challenges in real-time. - Proven scoring methodologies that card processors and merchants have relied on for years — and how organizations can use AI to enhance this robust framework for a comprehensive approach to optimizing onboarding and the payment processes.

The Great Unbundling is reshaping financial services, with customers increasingly choosing banking and payments without traditional banks through embedded finance and fintech super-apps that let them assemble personalized financial stacks across platforms. As control shifts to the customer, trust becomes both more fragile and more critical. This session explores how identity, verification, and portable credentials form the new foundation of financial trust in an ecosystem where no single institution owns the customer relationship, and what is required to keep services secure, interoperable, and user-centric as finance becomes increasingly decentralized.

We would highlight this issue with help of a few notable recent (2025) Marketplace Data breach examples such as Zoomcar (The Indian peer-to-peer car-sharing marketplace disclosed a breach affecting 8.4 million users), Victoria’s Secret online store, and highlight just how vulnerable these platforms can be and where we should focus to address these vulnerabilities.